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Home & money

Your home, your pay, your savings.

The cost of a home, the growth of pay, and how inflation differs between households.

Housing: running costs and buying a home

Consumer inflation includes the cost of living in a home through rent or equivalent rent. Home purchase prices are published separately.

Published indices since 2016, first observation = 100

  • House prices
  • Wages
  • Rents (CPI)
  • Consumer prices
  • 2016
10012014016020172019202120232025

Change since 2016

Latest index value against the first observation of the year.

  • House prices+66.6%
  • Wages+33.7%
  • Rents (CPI)+21.0%
  • Consumer prices+24.9%

Is pay keeping up?

Statistics Denmark's earnings index and the CPI, each as published. When the price line is above the wage line, average pay is rising more slowly than prices.

Wage growth vs. consumer prices

Annual change. Wages are quarterly, consumer prices monthly.

  • Wage growth
  • Consumer prices
0%2.5%5%7.5%10%20172019202120232025

Savings and loans

Average interest banks pay on household deposits and charge on household loans, against consumer prices.

  • Bank loans to households
  • Bank deposits of households
  • Consumer prices
0%2.5%5%7.5%10%20112013201520172019202120232025

Pay against prices

Annual wage growth minus the CPI rate in the quarter's last month. Above zero, average pay is growing faster than prices.

  • Pay rising faster than prices
  • Pay rising slower than prices
-8-6-4-20+2+4+6+820172019202120232025

State pension vs. consumer prices

Average monthly state pension for a single person with full pension supplement, change on the same month a year earlier. Published as amounts in kroner; January includes extra payments, so months are compared year on year.

  • State pension, single (change on a year)
  • Consumer prices
0%5%10%2023202420252026

Who feels it

Statistics Denmark reprices the CPI basket for different households, because a pensioner, a student and a family spend their money differently. The same prices therefore produce different inflation rates.

Household type

  • Single, under 60
    2.0%
  • Single, over 60
    1.6%
  • Single parent
    1.1%
  • Couple, no children, under 60
    2.4%
  • Couple, no children, over 60
    1.9%
  • Couple with children
    2.5%
  • Three or more adults
    1.9%

Occupation

  • Self-employed
    3.2%
  • Employees - upper level
    2.2%
  • Employees - medium level
    2.4%
  • Employees - basic level
    2.0%
  • Unemployed
    2.0%
  • Students
    1.9%
  • Pensioners & early retirees
    1.7%
  • Other, not working
    1.7%

Household income

  • Under 250,000 kr
    1.6%
  • 250,000 - 449,999 kr
    1.5%
  • 450,000 - 699,999 kr
    2.0%
  • 700,000 - 999,999 kr
    2.0%
  • 1,000,000 kr or over
    2.3%

Statistics Denmark, PRIS03, Aug 2026. Official CPI for all households: 2.2%.